Take a hike

Last week, my friend and neighbor had me as a guest on his new podcast, I Took a Hike. The premise is what it seems: Darren conducts interviews on a hike. Even though I’ve recorded many podcasts, I found the format intriguing. I won’t ruin the episode, but I was amazed with what took place[…]

I just said yes

I guess you could say I am a creature of habit. Throughout my life, when I find a system that works for me, I lean in hard. In high school, for example, I wore nothing but horizontally striped Polo shirts and Abercrombie cargo shorts. In college, I graduated to Lacoste shirts and dropped the “cargo”[…]

A degree in happiness

Graduation season is here. To quote legendary Sob Rocker John Mayer, “Welcome to the real word she said to me. Condescendingly.” *cringes* According to the Education Data Initiative, 19.5% of college graduates will obtain a bachelor’s degree in business, which means a lot of business degrees. On Twitter, I’ve joked that there’s no better way[…]

And another one

In 2016, my wife and I had the opportunity to refinance more than $350,000 in graduate student loans through First Republic Bank. The day we locked in a 15-year note at an astonishingly low rate of 2.95% will be forever ingrained in our lives. The refi underscored a financial turning point for our family, coinciding[…]

AI or else

Twitter doesn’t like Substack, so we made a work around. Click on the image below!Lately, my Instagram feed has become inundated with the most gorgeous AI-generated architecture and interior design I’ve ever seen. I get lost swiping through carousels of mid-century modern spaces draped in luscious greenscaping with floor-to-ceiling windows set in elegant natural woods. The[…]

This is the Top

The blog as moved to Substack as This is the Top. Everything’s unprecedented. In 2008, I moved from Florida to New York City to watch the global economy fall apart. I was 24 and just starting my career in personal finance. They were “unprecedented times,” a term that keeps applying to millennials and our challenges[…]