If you need last minute cash, don't tap your 401(k). Have a cash reserve and plan ahead.

Need Cash? Don’t Tap That 401(k)!

Let me share a story with you.  Tom and Jane are a Millennial couple who just got married and are looking buy their first house.  The have saved up some money but have student loan debt.  Unfortunately, Tom just lost his job leaving them with only Jane’s income to pay the bills and the loans. […]

Can Millennials retire like their boomer grandparents? Social Security and the Market may be a factor.

Can I Achieve Financial Independence?

I know this question isn’t probably top of mind for Millennials. Do you even know what “financial independence” means or looks like for you? Let me give you an idea. Financial independence is the new term for retirement because for many of us, it doesn’t mean playing bridge or golfing every day in sunny Florida.[…]

That tax refund isn't what you think it is. Learn why letting Uncle Sam hold your money may not be the best idea.

We Take the Fun Out of Tax Refund

Are you getting a tax refund this year? The answer is probably yes because the IRS says that most taxpayers do get money back each year. Sadly, that is not the answer financial advisors like myself want to hear.  Why?  Because that means you just loaned the government money interest-free.  The federal government had your[…]

Estate Planning is essential for the wealth transfer from Baby Boomers to Millennials.

Estate Planning Conversations for Millennials and Boomers

I have a question for you Millennials: Did your parents talk to you about personal finance growing up? Have they talked to you recently about their financial plans for the future? The answer is probably not. However now is the time to have that conversation because an estimated $30 trillion in assets will pass down[…]

Advisors embrace elimination of Obamacare taxes question GOP replacement plan

Best Investment Advice: Don’t Panic!

Remember the stock market crash of 2008? My bad for bringing up ugly memories, but, hey, it hit us all pretty hard. For many, the first thought was “Sell! Sell! Sell!” however if you had a good (and sane) financial advisor they probably told you this: Don’t panic! Our financial climate is constantly changing, and[…]

Millennials deal with out of control student loan debt. We teach you how to get a handle on that.

Get a Handle on Your Student Debt

The statistics about student debt are staggering. 70% of 2016 college graduates had student loan debt. Americans owe a total of $1.3 trillion in student loans. We have talked about it before but when so many Millennials are affected, the impact on achieving goals can be substantial. However, I’m not here to be the party[…]

Millennials and babies go together like peanut butter and jelly. Get ready for the best part of your life.

Financial Tips For New Millennial Parents

I hear someone is expecting a baby! That’s just the best news, isn’t it? There’s nothing quite like being a parent and all the fear, stress, joy and excitement it brings. Believe it or not, I’m not just NYC’s Financial Advisor for Millennials, I’m a parent, too. If you’ve got multiple kids, you’re likely already[…]