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Finance Memes

You may think of memes as childish and trivial images found on the Internet, but memes are smarter than you think. The word “meme” was first created by Richard Dawkins in his 1976 book “The Selfish Gene”. Dawkin coined meme to explain how our cultural information spreads genetically. However, the concept of the Internet meme[…]

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Welcome to Default City

On Monday, there was this crazy article written by CNBC’s Annie Nova suggesting that more that 1 million people default on their student debt each year and, that 40% of borrowers are expected to default on their student loans by 2023! The article was based primarily on two different research papers. The more recent paper, titled[…]

Smart Social Security Strategies @ New York Public Library

This past (rainy) Saturday morning, I started my day by delivering a seminar on Smart Social Security Strategies (say that five times fast) at the New York Public Library’s Science Industry and Business Library on Madison Ave. in mid-town NYC, sponsored by the Financial Planning Association of New York. With so much of my attention going to #millennials these days,[…]