Millennials are saving more for retirement, however there is room for improvement.

Good News, Bad News: Retirement Savings Edition

Good News Millennials, I have good news for you! Studies are showing that we are better at tracking expenses and sticking to a budget than Baby Boomers. This is what I like to hear. More of you are saving for your future which I think can be attributed to an improving job environment and strong entrepreneurial[…]

Millennials aren't investing because they lack the knowledge and funds and are afraid.

Why Aren’t Millennials Investing?

In the past year, I have seen a number of troubling statistics about Millennials not investing in the stock market.  One study said 60% of Millennials aren’t investing and another said 80%.  No matter which number, that percentage is too high.  That is an incredibly large portion of the population that is not participating in[…]

Millennials, you are not invincible. Consider your need for life insurance.

Why Do Millennials Need Life Insurance?

Many Millennials are delaying traditional life milestones that 20- and 30-somethings in the past would have already achieved such as getting married, buying a house or starting a family. We have a lot on our plates trying to achieve our goals of paying off student loans, saving for retirement or starting a business.  Believe me,[…]

If you are getting married, it's time to do some basic goal setting and financial planning. Don't forget about estate planning!

Then Comes Marriage

You are crushing it in your career and have found love! Mazel Tov! You and your partner have decided to make it official and tie the knot. Now what? I’m not going to give you any wedding planning tips because Heather ran that show. However, I can share some advice on financial planning topics to address[…]

Want to get ahead in your career? Learn how to make the most of a mentor and how to be financially prepared for a partnership promotion.

First Comes Love…or Career

First comes love…or does it? A lot of Millennials I know actually are putting career before love. I get it. Especially in a city like New York, I find so many Millennials that are incredibly driven and focused on crushing it in the business world. The entrepreneur mentality means that we become enveloped in our[…]

Are target-date funds the right investment for your retirement? It depends on your goals, time horizon and risk tolerance.

Are Target-Date Funds Right for You?

Target-date funds is a phrase you may come across when looking at investment options in a 401(k), 403(b) or other type of defined contribution retirement plan. The media loves to talk about them as well. In fact, according to Morningstar, there is over $750 billion invested in target-date funds. But do you know what a[…]

Estate Planning is essential for the wealth transfer from Baby Boomers to Millennials.

Estate Planning Conversations for Millennials and Boomers

I have a question for you Millennials: Did your parents talk to you about personal finance growing up? Have they talked to you recently about their financial plans for the future? The answer is probably not. However now is the time to have that conversation because an estimated $30 trillion in assets will pass down[…]

Advisors embrace elimination of Obamacare taxes question GOP replacement plan

Best Investment Advice: Don’t Panic!

Remember the stock market crash of 2008? My bad for bringing up ugly memories, but, hey, it hit us all pretty hard. For many, the first thought was “Sell! Sell! Sell!” however if you had a good (and sane) financial advisor they probably told you this: Don’t panic! Our financial climate is constantly changing, and[…]

Millennials deal with out of control student loan debt. We teach you how to get a handle on that.

Get a Handle on Your Student Debt

The statistics about student debt are staggering. 70% of 2016 college graduates had student loan debt. Americans owe a total of $1.3 trillion in student loans. We have talked about it before but when so many Millennials are affected, the impact on achieving goals can be substantial. However, I’m not here to be the party[…]