# Bone Fide Wealth

> Bone Fide Wealth, LLC is a financial planning-first, fee-only wealth management firm based in New York City. The firm provides personalized financial planning, investment management, risk management guidance, and business consulting and group-benefits services. Bone Fide Wealth emphasizes clear, relatable financial advice designed around each client's goals and circumstances.

Bone Fide Wealth, LLC is an investment adviser registered with the U.S. Securities and Exchange Commission. SEC registration does not constitute an endorsement of the firm or indicate that the firm or its professionals have attained a particular level of skill or ability.

The firm works with individuals, couples, families, professionals, entrepreneurs, and small businesses. Its public education and website content place particular emphasis on the financial decisions facing millennial and next-generation professionals, couples, business owners, and growing families.

Bone Fide Wealth's office is at 7 World Trade Center, 46th Floor, New York, NY 10007. The firm's public telephone number is 212-390-1161. Use the official contact page linked below for consultation scheduling and inquiries.

Douglas A. Boneparth, CFP®, MBA, is the founder and president of Bone Fide Wealth. He is a CERTIFIED FINANCIAL PLANNER® professional, author, speaker, and financial media commentator. Douglas and Heather Boneparth co-authored *The Millennial Money Fix* and *Money Together* and co-write *The Joint Account*, a newsletter about couples and money.

Information published by Bone Fide Wealth is general and educational. It is not individualized investment advice, legal advice, tax advice, or a recommendation to buy or sell any security. Opinions and information may change, and readers should review the applicable disclosures and consult qualified professionals about their individual circumstances.

## Primary Pages

- [Bone Fide Wealth Home](https://bonefidewealth.com/): Overview of the firm, its approach, services, team, and educational work.
- [Our Services](https://bonefidewealth.com/services): Overview of Bone Fide Wealth's service areas.
- [Contact Bone Fide Wealth](https://bonefidewealth.com/contact): Office information, consultation scheduling, general inquiries, and speaking or business inquiries.

## Services

- [Financial Planning](https://bonefidewealth.com/services/financial-planning): Personalized financial planning built around a client's goals, priorities, and circumstances.
- [Investing](https://bonefidewealth.com/services/investing): Fee-only investment management using disciplined diversification, asset allocation, passive investments, exchange-traded funds, and direct indexing when appropriate.
- [Risk Management](https://bonefidewealth.com/services/risk-management): Guidance concerning insurance needs, estate-planning coordination, and protecting people, property, and long-term intentions. Bone Fide Wealth does not sell insurance or receive commissions from insurance sales.
- [Business Consulting and Group Benefits](https://bonefidewealth.com/services/group-benefits): Financial strategies and workplace-benefit guidance for entrepreneurs and small businesses.

## Expertise and Publications

- [Media Appearances](https://bonefidewealth.com/media-appearances): Television, podcast, print, publishing, digital-news, speaking, and newsletter work featuring Bone Fide Wealth professionals.
- [The Joint Account](https://www.readthejointaccount.com/): Douglas and Heather Boneparth's newsletter about couples, relationships, and money.

## Regulatory and Legal Information

- [Disclosures](https://bonefidewealth.com/disclosures): Regulatory, media, award, ranking, and general website disclosures.
- [Form CRS](https://bonefidewealth.com/s/BFW-ADV-Part-3-Form-CRS-Brochure_FINAL.pdf): Bone Fide Wealth's current Client Relationship Summary.
- [Privacy Notice](https://bonefidewealth.com/s/BFW-PrivacyNotice-2025-08-FINAL.pdf): Information about how Bone Fide Wealth collects, uses, shares, and protects personal information.

## Optional

- [Douglas A. Boneparth at CFP Board](https://www.cfp.net/about-cfp-board/our-initiatives/increasing-awareness/cfp-board-ambassadors/douglas-a-boneparth-cfp): Independent professional biography and credential context.
- [Bone Fide Wealth at SEC Investment Adviser Public Disclosure](https://adviserinfo.sec.gov/): Official public system for researching registered investment advisers and financial professionals.