Today, the average college graduate leaves school with more than $36,000 in loans and many Millennials are being held back from achieving their goals because of debt from their college education. And don’t think our goals are just buying avocado toast or tickets to Coachella. No. We have real goals. Big goals like starting a[…]
Welcome to part 2 of our back to basics of financial planning series. Now that you know how to become a master of cash flow, the next step you may want to ask is where should I invest the money that is left over in my budget? That is the wrong question! Yes, investing can[…]
In the next two blog posts, I want to go back to the basics of financial planning because even the most seasoned pros need a refresher every now and then. Let’s start with mastering cash flow. Despite being a generation that goes out more often and makes more purchases, Millennials are still spending less on[…]
Buying a home is a complicated process; from figuring out what you can afford to obtaining a mortgage to finding that perfect location. But, it can all be worth it when you find the perfect place for your family. With interest rates still relatively low, locking in that rate can be a plus for many[…]
Good News Millennials, I have good news for you! Studies are showing that we are better at tracking expenses and sticking to a budget than Baby Boomers. This is what I like to hear. More of you are saving for your future which I think can be attributed to an improving job environment and strong entrepreneurial[…]
What does the financial future of Millennials look like? Does it look like a glass of our favorite Rosé or does it look like that half an avocado your forgot in the fridge? We are a generation with mountains of student loan debt, high unemployment for our age group and stagnant wages at the start[…]
In the past year, I have seen a number of troubling statistics about Millennials not investing in the stock market. One study said 60% of Millennials aren’t investing and another said 80%. No matter which number, that percentage is too high. That is an incredibly large portion of the population that is not participating in[…]
How many times have you clicked on that article online that started with “Top 5 Ways..” or “Quick tips to..”? Probably a lot. We work hard on many things in our lives, but sometimes we all want a shortcut. Just like there is no miracle juice drink or 5 minute workout that will get you[…]
Many Millennials are delaying traditional life milestones that 20- and 30-somethings in the past would have already achieved such as getting married, buying a house or starting a family. We have a lot on our plates trying to achieve our goals of paying off student loans, saving for retirement or starting a business. Believe me,[…]
For many Millennials, having a baby is the next big life step, however we are waiting longer to have kids then prior generations. Why? One reason is because we want to be more financially secure. We are doing more planning in advance and understand that we have existing financial challenges to manage. Raising children is[…]