New York City’s Financial Advisor for Millennials
The economic challenges we face are new. The way we approach them must be, too.
Bone Fide Wealth equips people with the tools they need to approach today’s new financial landscape and succeed. We aren’t just glorified brokers interested in managing your assets and selling you products. We will serve as your:
Coach
We help you identify your goals and achieve them.
Counselor
We address your specific financial situation and guide you through the tough decisions.
Consultant
We improve your career or business with creative financial strategies.
Confidant
We move beyond the numbers to ensure you feel comfortable with your decisions. And when you don't, we adjust.
We are a fee-only Registered Investment Advisory firm that provides independent, relatable, and tailored advice.
With your custom comprehensive financial plan from a CERTIFIED FINANCIAL PLANNER® and technology that affords you seamless access to your data and our firm, you can take control of your money and spend more time living. We will educate, empower, and invest in you.
Financial Services
Financial Planning
- Annual detailed roadmap for your financial life
- Complete context for your financial decisions
- Quarterly client service meetings
Investing
- Disciplined and diversified strategies tailored to your specific goals
- Passive and low-cost approach with a transparent fee-only structure
- Education on alternative investment strategies, real estate, and cryptocurrency
Risk Management
- Protect what matters most
- Determine life, health, and disability insurance needs
Workplace Benefits
- Establish and maintain employer-driven retirement plans
- Leverage tax strategies for your business
Your Team
Douglas A. Boneparth, CFP®
Marie Weitzman
Clifford Cornell
Heather Boneparth
and Legal Affairs
Get #FinLit For Free!
Not everyone is ready for a financial plan. We get it. By subscribing to our newsletter, you will receive our free three-part worksheet, which will form your foundation for becoming #FINLIT.
Latest Posts
Merging time
Seven years ago, I started my firm to address a specific need: helping millennials. I had the idea by just looking around me. Following the Great Recession, there were smart, hard-working young professionals saddled in student loan debt struggling to start their adult lives in a beaten down economy. I believed I could make an[…]
You missed it
I am old enough to remember the last time you could earn more than 5% interest on your cash. Prior to the Great Recession, instruments such as CDs, money-market funds, and Treasury bills actually yielded returns above zero. That was more than 14 years ago–a significant span of time for investors to forget the sensation[…]
Uncharted
Until last weekend, I had never been to the Hamptons. Even though I’m from Boca Raton, I’m now pretty much a Jersey Shore guy who, as they say, pumps fists not gas. But through the power of the internet and thoughtfulness of a friend, Heather and I found ourselves in Southampton attending Uncharted 2023, a[…]
Take a hike
Last week, my friend and neighbor had me as a guest on his new podcast, I Took a Hike. The premise is what it seems: Darren conducts interviews on a hike. Even though I’ve recorded many podcasts, I found the format intriguing. I won’t ruin the episode, but I was amazed with what took place[…]
I just said yes
I guess you could say I am a creature of habit. Throughout my life, when I find a system that works for me, I lean in hard. In high school, for example, I wore nothing but horizontally striped Polo shirts and Abercrombie cargo shorts. In college, I graduated to Lacoste shirts and dropped the “cargo”[…]
A degree in happiness
Graduation season is here. To quote legendary Sob Rocker John Mayer, “Welcome to the real word she said to me. Condescendingly.” *cringes* According to the Education Data Initiative, 19.5% of college graduates will obtain a bachelor’s degree in business, which means a lot of business degrees. On Twitter, I’ve joked that there’s no better way[…]
Another trip to the moon
Cryptocurrency is known for its ever-evolving landscape, and sure enough, a fresh coin has emerged to capture the attention of enthusiasts and skeptics alike. Pepe, the newest and hottest “meme coin” boasts a market cap of more than 750 million dollars at the time of publishing this post…
And another one
In 2016, my wife and I had the opportunity to refinance more than $350,000 in graduate student loans through First Republic Bank. The day we locked in a 15-year note at an astonishingly low rate of 2.95% will be forever ingrained in our lives. The refi underscored a financial turning point for our family, coinciding[…]
AI or else
Twitter doesn’t like Substack, so we made a work around. Click on the image below!Lately, my Instagram feed has become inundated with the most gorgeous AI-generated architecture and interior design I’ve ever seen. I get lost swiping through carousels of mid-century modern spaces draped in luscious greenscaping with floor-to-ceiling windows set in elegant natural woods. The[…]
This is the Top
The blog as moved to Substack as This is the Top. Everything’s unprecedented. In 2008, I moved from Florida to New York City to watch the global economy fall apart. I was 24 and just starting my career in personal finance. They were “unprecedented times,” a term that keeps applying to millennials and our challenges[…]