Millennials and Money – Helping Millennials with all their finances. Get a game plan to build a business, buy a home, pay off school, invest for the future.
Are you getting a tax refund this year? The answer is probably yes because the IRS says that most taxpayers do get money back each year. Sadly, that is not the answer financial advisors like myself want to hear. Why? Because that means you just loaned the government money interest-free. The federal government had your[…]
I have a question for you Millennials: Did your parents talk to you about personal finance growing up? Have they talked to you recently about their financial plans for the future? The answer is probably not. However now is the time to have that conversation because an estimated $30 trillion in assets will pass down[…]
Most of us have never had any formal education about taxes. Not in high school, college or even graduate school programs. Tax season comes every year so maybe we should be more prepared. The first thing you may wonder is, what are all these documents I am receiving in the mail? As I am always[…]
Remember the stock market crash of 2008? My bad for bringing up ugly memories, but, hey, it hit us all pretty hard. For many, the first thought was “Sell! Sell! Sell!” however if you had a good (and sane) financial advisor they probably told you this: Don’t panic! Our financial climate is constantly changing, and[…]
The statistics about student debt are staggering. 70% of 2016 college graduates had student loan debt. Americans owe a total of $1.3 trillion in student loans. We have talked about it before but when so many Millennials are affected, the impact on achieving goals can be substantial. However, I’m not here to be the party[…]
Welcome back, all! It’s still February and the snow that was piled high in the back yard is almost gone. Will it return? Spring can’t get here soon enough. This week, let’s talk Millennials (like we don’t already do that enough) and gigs! This is going to be more of an exploration of the “gig”[…]
I hear someone is expecting a baby! That’s just the best news, isn’t it? There’s nothing quite like being a parent and all the fear, stress, joy and excitement it brings. Believe it or not, I’m not just NYC’s Financial Advisor for Millennials, I’m a parent, too. If you’ve got multiple kids, you’re likely already[…]
Have you ever wondered, “how can I avoid these pesky ATM fees?” Some people would probably tell you pondering the meaning of life would be less taxing than trying to figure out how to avoid ATM fees. In fact, Americans are inadvertently helping banks make a small fortune in just ATM fees alone. In 2016,[…]
As we enter week three of the new year (I know, crazy!), I need to ask you a really tough, and personal question. How long have you been using the same credit card? Take a moment and think hard about it, I’ll wait. While you contemplate, let me drop some knowledge. A new survey found[…]
Remember that teasing tune we all used to sing on the playground: “First comes love, then comes marriage, then comes crippling debt!” Is that not how it goes? Maybe I learned the alternate version of the song. I think what was missing between the marriage and the crippling debt parts was a financial conversation between[…]