If you need last minute cash, don't tap your 401(k). Have a cash reserve and plan ahead.

Need Cash? Don’t Tap That 401(k)!

Let me share a story with you.  Tom and Jane are a Millennial couple who just got married and are looking buy their first house.  The have saved up some money but have student loan debt.  Unfortunately, Tom just lost his job leaving them with only Jane’s income to pay the bills and the loans. […]

Millennials should have the financial conversation before getting married. Learn how to communicate with your partner about money.

Millennial Financial Conversations to Have Before Marriage

Remember that teasing tune we all used to sing on the playground: “First comes love, then comes marriage, then comes crippling debt!” Is that not how it goes? Maybe I learned the alternate version of the song. I think what was missing between the marriage and the crippling debt parts was a financial conversation between[…]